--- schema_version: "1" id: 44f71fd9f340cd4d692083c054d8de5494a4b780449f9fa3564c0d21fb1ff821 title: ResidentialLoanApplication collection: legacydeveloper version: current locale: en-us portal_url: https://docs.salesforce.com/legacydeveloper/current/en-us/financial_services_cloud_object_reference/sforce_api_objects_residentialloanapplication.md canonical_url: https://developer.salesforce.com/docs/atlas.en-us.financial_services_cloud_object_reference.meta/financial_services_cloud_object_reference/sforce_api_objects_residentialloanapplication.htm source_site: developer.salesforce.com content_type: documentation content_hash: 775456d8ffaa0c8dfe76a8d935f25e774495ae6394fe325e16c04b94f55238db description: Represents details about a loan application from the lender. This object is available in API version 47.0 and later. --- # ResidentialLoanApplication Represents details about a loan application from the lender. This object is available in API version 47.0 and later. ## Supported Calls create(), delete(), describeLayout(), describeSObjects(), getDeleted(), getUpdated(), query(), retrieve(), undelete(), update(), upsert() ## Fields ### AccountId - **Type**: reference - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: The ID of the account related to the loan application. ### AmortizationTerm - **Type**: double - **Properties**: Create, Filter, Nillable, Sort, Update - **Description**: Duration of the loan in months. ### AmortizationType - **Type**: picklist - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: Amortization type for the loan. - **Possible values**: - Adjustable Rate - Fixed Rate - Other ### ApplicationExtIdentifier - **Type**: string - **Properties**: Create, Filter, Group, idLookup, Nillable, Sort, Update - **Description**: ID that uniquely identifies imported data in an external data source (if applicable). ### BalloonTermMonths - **Type**: double - **Properties**: Create, Filter, Nillable, Sort, Update - **Description**: Number of months during which the cumulative loan must be repaid. ### EstateHoldType - **Type**: picklist - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: Lender's lien is on both land and structure (fee simple) or just structure (leasehold). - **Possible values**: - Fee Simple - Leasehold ### HasOtherLoanFeature - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether loan has other amortization feature. ### HasPrepaymentPenalty - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether penalty is incurred if borrower pays off loan balance before the loan term expires. ### ImprovementCost - **Type**: currency - **Properties**: Create, Filter, Nillable, Sort, Update - **Description**: Construction costs for a construction loan or home improvement costs for a renovation loan. ### InitialBuydownRate - **Type**: double - **Properties**: Create, Filter, Nillable, Sort, Update - **Description**: Initial lesser interest rate for the loan. ### IntOnlyTermMonthCount - **Type**: double - **Properties**: Create, Filter, Nillable, Sort, Update - **Description**: Number of months that loan payments are interest only. ### InterestRate - **Type**: double - **Properties**: Create, Filter, Nillable, Sort, Update - **Description**: Interest rate for the loan. ### IsBalloon - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether borrower is applying for a balloon payment mortgage. ### IsBorrowerCommPropState - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether at least one borrower lives in a community property state. ### IsConstructionConversion - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether loan proceeds to provide permanent financing replacing interim construction financing. ### IsContractConversion - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether loan proceeds is to pay off balance due on a contract for deed or land contract. ### IsEnergyRelImprovement - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether loan is to finance energy-related improvements. ### IsInterestOnly - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether borrower is applying for an interest-only mortgage. ### IsNegativeAmortization - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether loan allows for negative amortization where shortfalls in interest payments are added to the outstanding loan balance. ### IsPropertyCommPropState - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether property is located in a community property state. ### IsRenovation - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether loan proceeds to finance cost of renovations to the property, and renovation value is included in the property's appraised value. ### IsSingleClosing - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether construction and permanent loans have a single combined closing. Once construction is complete, the loan converts to a traditional mortgage. ### IsSubjectToPriorityLien - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether property is currently subject to an energy-related lien that could take priority over the first mortgage lien. ### IsTempIntRateBuydown - **Type**: boolean - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: Indicates whether borrower is applying for loan with an initially reduced interest payment in exchange for an up-front cash deposit. ### LastReferencedDate - **Type**: dateTime - **Properties**: Filter, Nillable, Sort - **Description**: The timestamp for when the current user last viewed a record related to this record. ### LastViewedDate - **Type**: dateTime - **Properties**: Filter, Nillable, Sort - **Description**: The timestamp for when the current user last viewed this record. If this value is null, it’s possible that this record was referenced (LastReferencedDate) and not viewed. ### LeaseHoldExpirationDate - **Type**: dateTime - **Properties**: Create, Filter, Nillable, Sort, Update - **Description**: Date when leasehold expires if land is leased. ### LoanPurpose - **Type**: picklist - **Properties**: Create, Filter, Group, Nillable, Restricted picklist, Sort, Update - **Description**: What the borrower will use the loan for. - **Possible values**: - Other - Purchase - Refinance ### LotAcquiredDate - **Type**: dateTime - **Properties**: Create, Filter, Nillable, Sort, Update - **Description**: Date the property or land was purchased. ### LotOriginalCost - **Type**: currency - **Properties**: Create, Filter, Nillable, Sort, Update - **Description**: Original property cost (refinance) or original land cost (construction). ### MonthsBeforeFirstAdj - **Type**: double - **Properties**: Create, Filter, Nillable, Sort, Update - **Description**: Number of months before the first rate adjustment for an adjustable rate loan. ### MonthsBetweenAdjustments - **Type**: double - **Properties**: Create, Filter, Nillable, Sort, Update - **Description**: Number of months between subsequent rate adjustments for an adjustable rate loan. ### MortgageLienType - **Type**: picklist - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: Type of mortgage lien associated with this loan application. - **Possible values**: - First Lien - Subordinate Lien ### MortgageProgramType - **Type**: picklist - **Properties**: Create, Filter, Group, Nillable, Restricted picklist, Sort, Update - **Description**: Type of mortgage program applied for. - **Possible values**: - Conventional - FHA - Other - USDARuralHousingService - VA ### Name - **Type**: string - **Properties**: Create, Filter, Group, idLookup, Sort, Update - **Description**: Name of the residential loan application. ### NativeLandTenure - **Type**: picklist - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: Property is located on an area reserved by or for an Indian land, village, or tribe to live on and use. - **Possible values**: - Alaska Native Corporation Land - Fee Simple (On a Reservation) - Individual Trust Land (Allotted/Restricted) - Tribal Trust Land (Off Reservation) - Tribal Trust Land (On a Reservation) ### OpportunityId - **Type**: reference - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: The ID of the opportunity associated with the loan application. ### OtherAmortizationType - **Type**: string - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: Description of other amortization type for government loans. ### OtherLoanFeature - **Type**: string - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: Description of other loan amortization feature. ### OtherLoanPurpose - **Type**: string - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: What the borrower will use the loan for if other was specified. ### OtherMortgageProgramType - **Type**: string - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: Description of the other mortgage type. ### OtherRefinanceProgType - **Type**: string - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: Refinance program name if other was specified. ### OwnerId - **Type**: reference - **Properties**: Create, Defaulted on create, Filter, Group, Sort, Update - **Description**: ID of the user who owns this record. ### PrepayPenaltyTermMonth - **Type**: double - **Properties**: Create, Filter, Nillable, Sort, Update - **Description**: Number of months during which borrower incurs a penalty for early payoff of the loan balance. ### ProjectType - **Type**: picklist - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: Specifies the type of project that the property belongs to. - **Possible values**: - Condominium - Cooperative - Planned Unit Development(PUD) - Property is not located in a project ### RefinanceProgramType - **Type**: picklist - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: The applicable refinance program type based on the investor, guarantor, or lender guidelines. - **Possible values**: - Full Documentation - Interest Rate Reduction - Other - Streamlined without Appraisal ### RefinanceType - **Type**: picklist - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: Refinance loan type. - **Possible values**: - Cash Out - Limited Cash Out - No Cash Out ### Status - **Type**: picklist - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: Indicates the current status of the loan application. - **Possible values**: - Completed - New - Pending ### TitleType - **Type**: picklist - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: Way the borrower or borrowers take title for the loan. - **Possible values**: - Joint Tenancy with Right of Survivorship - Life Estate - Other - Sole Ownership - Tenancy by the Entirety - Tenancy in Common ### TotalFinLiabilityMonthlyAmt - **Type**: currency - **Properties**: Filter, Nillable, Sort - **Description**: Total monthly amount of borrowers' outstanding financial liabilities payments excluding real estate. ### TotalFinancialAssetAmount - **Type**: currency - **Properties**: Filter, Nillable, Sort - **Description**: Total amount of borrowers' financial account assets excluding real estate. ### TotalOtherAssetAmount - **Type**: currency - **Properties**: Filter, Nillable, Sort - **Description**: Total amount of borrowers' other assets excluding real estate. ### TotalOtherFinLiabilityMonthlyAmt - **Type**: currency - **Properties**: Filter, Nillable, Sort - **Description**: Total monthly amount of borrowers' other monthly liability and expense payments excluding real estate. ### TrustTitleType - **Type**: picklist - **Properties**: Create, Filter, Group, Nillable, Sort, Update - **Description**: Title to be held in a living trust or a land trust. - **Possible values**: - Title Will be Held by a Land Trust - Title Will be Held by an Inter Vivos (Living) Trust ## Associated Objects This object has the following associated objects. Unless noted, they are available in the same API version as this object. [ResidentialLoanApplicationFeed](https://developer.salesforce.com/docs/atlas.en-us.financial_services_cloud_object_reference.meta/financial_services_cloud_object_reference/sforce_api_associated_objects_feed.htm "StandardObjectNameFeed is the model for all feed objects associated with standard objects. These objects represent the posts and feed-tracked changes of a standard object.") Feed tracking is available for the object. [ResidentialLoanApplicationHistory](https://developer.salesforce.com/docs/atlas.en-us.financial_services_cloud_object_reference.meta/financial_services_cloud_object_reference/sforce_api_associated_objects_history.htm "StandardObjectNameHistory is the model for all history objects associated with standard objects. These objects represent the history of changes to the values in the fields of a standard object.") History is available for tracked fields of the object. [ResidentialLoanApplicationOwnerSharingRule](https://developer.salesforce.com/docs/atlas.en-us.financial_services_cloud_object_reference.meta/financial_services_cloud_object_reference/sforce_api_associated_objects_ownersharingrule.htm "StandardObjectNameOwnerSharingRule is the model for all owner sharing rule objects associated with standard objects. These objects represent a rule for sharing a standard object with users other than the owner.") Sharing rules are available for the object. [ResidentialLoanApplicationShare](https://developer.salesforce.com/docs/atlas.en-us.financial_services_cloud_object_reference.meta/financial_services_cloud_object_reference/sforce_api_associated_objects_share.htm "StandardObjectNameShare is the model for all share objects associated with standard objects. These objects represent a sharing entry on the standard object.") Sharing is available for the object.