---
schema_version: "1"
id: 437bf183ba2a04b6945187e38c9ff6bfd75807ecf58918700d42d994fe7fa4d7
title: Improve Claim Payouts by Enforcing Policy Terms for an Insured Asset or Person
collection: admin
version: current
locale: en-us
portal_url: https://docs.salesforce.com/admin/current/en-us/release-notes/264-0-0/rn_insurance_claims_policy_terms.md
canonical_url: https://help.salesforce.com/s/articleView?id=release-notes.rn_insurance_claims_policy_terms.htm&release=264.0.0&type=5
source_site: help.salesforce.com
content_type: documentation
content_hash: 3bc2add3bb77c07bbfdc1e870e6c0689c87d3003bc7cc40194be8480c74eb0a5
description: When your adjusters determine claim payouts, automatically apply the policy terms defined for the insured asset or person involved in the claim incident. For example, if vehicles on a fleet policy each carry a different deductible, the payout for a claim on a vehicle reflects its deductible. If members on a medical policy each carry a different copay, the payout for a member accounts for their copay. Your adjusters can track exactly how each payout affects the limits for each asset or person.
products:
  - Cross Cloud
release: "264"
---
# Improve Claim Payouts by Enforcing Policy Terms for an Insured Asset or Person

When your adjusters determine claim payouts, automatically apply the policy terms defined for the insured asset or person involved in the claim incident. For example, if vehicles on a fleet policy each carry a different deductible, the payout for a claim on a vehicle reflects its deductible. If members on a medical policy each carry a different copay, the payout for a member accounts for their copay. Your adjusters can track exactly how each payout affects the limits for each asset or person.

**Where:** This change applies to Lightning Experience in Enterprise, Unlimited, and Developer editions with Digital Insurance.