---
schema_version: "1"
id: 2fd488a08aa4b850b39fcb5f688cd53c372a81756342b2488b20f7bdc7e66765
title: Manage Vehicle Loans and Leases
collection: admin
version: current
locale: en-us
portal_url: https://docs.salesforce.com/admin/current/en-us/ind/264-0-0/auto_finance_user_parent.md
canonical_url: https://help.salesforce.com/s/articleView?id=ind.auto_finance_user_parent.htm&release=264.0.0&type=5
source_site: help.salesforce.com
content_type: documentation
content_hash: 484080a54905059181ed7c8e14e7e0531bb30611996d0168aa6285e3e19e1f34
description: Use the Vehicle and Asset Lending Console to get a unified view for managing loan applications, tracking applicant Know Your Customer records, and gauge the creditworthiness of applicants through integrated Experian and Equifax data. Underwriters and financial managers can automate decisions and analyze key metrics. Service reps and customers can utilize the Agent Assisted Application Management and Experience Cloud sites for seamless application tracking. Leverage Omniscript-based flows and Unified Catalog streamlines service processes and ensure compliance with fair lending regulations.
products:
  - Automotive
release: "264"
---
# Manage Vehicle Loans and Leases

Use the Vehicle and Asset Lending Console to get a unified view for managing loan applications, tracking applicant Know Your Customer records, and gauge the creditworthiness of applicants through integrated Experian and Equifax data. Underwriters and financial managers can automate decisions and analyze key metrics. Service reps and customers can utilize the Agent Assisted Application Management and Experience Cloud sites for seamless application tracking. Leverage Omniscript-based flows and Unified Catalog streamlines service processes and ensure compliance with fair lending regulations.

### Required Editions

<table class="slds-table slds-table_bordered slds-max-medium-table_stacked slds-m-bottom_small edition"><colgroup><col></colgroup><tbody><tr class=""><td class="slds-cell-wrap" style="vertical-align:top;">Available in: <strong>Enterprise</strong>, <strong>Unlimited</strong>, and <strong>Developer</strong> Editions.</td></tr></tbody></table>

- **[Roles and Responsibilities of Key Personas in Automotive Finance](https://help.salesforce.com/s/articleView?id=ind.auto_finance_user_personas_apps.htm&release=264.0.0&type=5)**  
    Review the key personas involved in the automotive lending process and understand their responsibilities and how they interact with the application.
- **[Streamline Vehicle and Asset Lending](https://help.salesforce.com/s/articleView?id=ind.auto_finance_veh_and_asset_lending_parent.htm&release=264.0.0&type=5)**  
    Use the Vehicle & Asset Lending Console to get a comprehensive view of all loan and lease applications, applicant information, and related records for vehicles or assets. Financial managers can track the employment, income, credit score, and personal information about applicants. Track liabilities, assets, and Know Your Customer identity records used for screening and verification, and documents uploaded by the applicants all from the console. Underwriters can also use the console to analyze key metrics related to an application, create proposals, and assign action items for an application. Agents can use the Agent Assisted Application Management app to submit applications on behalf of customers. Customers and dealers can use the Experience Cloud site to apply for loans and leases, track their statuses, and accept or reject the proposals shared by the underwriters for review. Use the Funding Workbench Console to facilitate the end-to-end disbursement process.
- **[Manage Credit Bureau Data in Automotive Cloud](https://help.salesforce.com/s/articleView?id=ind.auto_finance_credit_bureau_parent.htm&release=264.0.0&type=5)**  
    Optimize automotive loan decisions by using credit bureau reported information. Credit analysts and risk managers can view and compare credit bureau details through the credit bureau records. Integrate credit reports and scores from major bureaus like Experian and Equifax, providing a comprehensive view of a borrower's financial history. Assess creditworthiness, verify identity, and detect fraud, leading to faster and more informed decisions. Automates the underwriting process, ensuring compliance with fair lending regulations.