---
schema_version: "1"
id: 6ae17b7db310a7b454d9d8c65ccd12c726028dac84e1984e0d2d770e34bf0e03
title: Extend the Pricing Procedure for Vehicle and Asset Lending with Adjustments
collection: admin
version: current
locale: en-us
portal_url: https://docs.salesforce.com/admin/current/en-us/ind/264-0-0/auto_finance_lending_setup_add_price_adjustments.md
canonical_url: https://help.salesforce.com/s/articleView?id=ind.auto_finance_lending_setup_add_price_adjustments.htm&release=264.0.0&type=5
source_site: help.salesforce.com
content_type: documentation
content_hash: 3690efc8249d64ba4112beba387f5274ee367979104746ba61cb07aedb3264fb
description: Calculate offers for vehicle loans and leases based on interest rates that are dynamically adjusted based on the credit score of the applicant and the repayment term selected by the applicant. For example, the interest rate for a vehicle loan is adjusted to a lower percentage when the credit score of the applicant is higher than 750 and the repayment term is 36 months.
products:
  - Automotive
release: "264"
---
# Extend the Pricing Procedure for Vehicle and Asset Lending with Adjustments

Calculate offers for vehicle loans and leases based on interest rates that are dynamically adjusted based on the credit score of the applicant and the repayment term selected by the applicant. For example, the interest rate for a vehicle loan is adjusted to a lower percentage when the credit score of the applicant is higher than 750 and the repayment term is 36 months.

### Required Editions

<table class="slds-table slds-table_bordered slds-max-medium-table_stacked slds-m-bottom_small edition"><colgroup><col></colgroup><tbody><tr class=""><td class="slds-cell-wrap" style="vertical-align:top;">Available in: <strong>Enterprise</strong>, <strong>Unlimited</strong>, and <strong>Developer</strong> Editions.</td></tr></tbody></table>

<table class="slds-table slds-table_bordered slds-max-medium-table_stacked slds-m-bottom_small permission">
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            <th scope="colgroup" class="slds-cell-wrap" colspan="2" style="text-align:center;vertical-align:top;" id="d123388e63">User Permissions Needed</th>
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        <tbody>
          <tr class="">
            <td data-label="User Permissions Needed" class="slds-cell-wrap" style="vertical-align:top;" headers="d123388e63 ">To extend an pricing procedure:</td>

            <td class="slds-cell-wrap" style="vertical-align:top;" headers="d123388e63 ">Salesforce Pricing Design Time permission set</td>

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The steps here outline how to create product list rate adjustments in Digital Lending for all types of financial products such as home loans, personal loans, and student loans. You can follow the same steps to configure the adjustments for automotive financial products.

1. Add product list rates.
    
    See [Add Product List Rates for Vehicle and Asset Lending](https://help.salesforce.com/s/articleView?id=ind.auto_finance_lending_setup_create_product_list_rates.htm&type=5&language=en_US).
2. Create a custom object to store the interest rates based on a credit score threshold.
    
    See [Create Rate Adjustment By Credit Score Object](https://help.salesforce.com/s/articleView?id=ind.fsc_lending_pricing_rate_adjustment_credit_object.htm&type=5&language=en_US).
3. Create a custom object to store the interest rates based on a product’s repayment term duration.
    
    See [Create Rate Adjustment By Term Object](https://help.salesforce.com/s/articleView?id=ind.fsc_lending_pricing_rate_adjustment_term_object.htm&type=5&language=en_US).
4. Create a decision table that uses the product and credit score threshold values as input and provides the interest type and interest rate as output values.
    
    See [Create a Credit Score Based Adjustment Decision Table](https://help.salesforce.com/s/articleView?id=ind.fsc_lending_pricing_rate_adjustment_credit_decision_table.htm&type=5&language=en_US).
5. Create a decision table that uses the product and term values as input and provides the interest type and interest rate as output values.
    
    See [Create a Term-Based Adjustment Decision Table](https://help.salesforce.com/s/articleView?id=ind.fsc_lending_pricing_term_based_adjustment_decision_table.htm&type=5&language=en_US).
6. Update the price recipe to include the decision tables.
    
    See [Update the Price Recipe for NGPDefaultRecipe](https://help.salesforce.com/s/articleView?id=ind.fsc_lending_pricing_price_recipe_update.htm&type=5&language=en_US).
7. Add the price adjustment matrix element to the pricing procedure and use the credit score-based adjustment decision table to recalculate the interest.
    
    See [Add Pricing Elements to the Pricing Procedure](https://help.salesforce.com/s/articleView?id=ind.fsc_lending_pricing_add_pricing_elements.htm&type=5&language=en_US).
8. Add the price adjustment matrix element to the pricing procedure and use the term-based adjustment decision table to recalculate the interest.
    
    See [Add Pricing Elements to the Pricing Procedure](https://help.salesforce.com/s/articleView?id=ind.fsc_lending_pricing_add_pricing_elements.htm&type=5&language=en_US).