Payment Methods for B2B Commerce

Salesforce Payments for B2B Commerce supports credit cards, digital wallets, bank debits, bank redirects, and Buy Now, Pay Later (BNPL) options. Available payment methods, countries, and currencies vary by Stripe, Adyen, or PayPal gateways. Supported countries and currencies also vary by payment method within each gateway. Before adding a payment method to your store, confirm that both the gateway and the customers' location support the payment method.

Credit Cards

Credit card transactions for B2B Commerce stores on Stripe and Adyen gateways support 3D secure authentication, which adds a verification step for online purchases. Both gateways also support refunds and partial refunds. Card data is tokenized so customers can save payment methods for future purchases without storing sensitive card numbers. This table shows the card networks available on each gateway.

Card Network Stripe Adyen
Visa Supported Supported
Mastercard Supported Supported
American Express Supported Supported
Discover Supported Supported
Diners Club Supported Supported
Cartes Bancaires Supported Supported
JCB Supported Supported
China UnionPay Supported Supported
Maestro Supported Supported

Digital Wallets

Digital wallets give B2B Commerce customers a fast checkout experience by using stored credentials from a device or linked account. This table shows countries and currencies for each wallet.

Payment Method (Gateway) Supported Countries Supported Currencies
Apple Pay (Stripe, Adyen) Worldwide (except India) Multiple currencies
Amazon Pay (Stripe) United States USD
Google Pay (Stripe, Adyen) Worldwide Multiple currencies
Link (Stripe) Worldwide except India Multiple currencies
PayPal (PayPal) Worldwide Multiple currencies
Venmo (PayPal) United States USD

Bank Debits

Bank debit methods pull funds directly from a B2B Commerce customer's bank account, making these methods a cost-effective option for high-value transactions. Customers authorize a mandate the first time that they use a bank debit method. The mandate covers future charges without requiring reauthorization for each transaction, making bank debits a good fit for subscription billing. ACH Debit also requires a bank account verification step before the first charge. This table shows supported countries and currencies for each bank debit method.

Payment Method (Gateway) Supported Countries Supported Currencies
ACH Debit (Stripe, Adyen) United States USD
BACS Debit (Stripe, Adyen) United Kingdom GBP
BECS Debit (Stripe) Australia AUD
BECS Debit (Stripe) New Zealand NZD
PAD (Stripe) Canada CAD
SEPA Debit (Stripe, Adyen) Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Greece, Hong Kong, Hungary, Ireland, Italy, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, and United States EUR

Bank Redirects

Bank redirect methods route customers to their bank's website or app to authorize payment, then return the customers to your B2B Commerce store to complete the order. These methods give local customers a familiar checkout experience through their own bank's authentication flow and are popular in Europe. This table shows country and currency details for each bank redirect method.

Payment Method (Gateway) Supported Countries Supported Currencies
Bancontact (Stripe, Adyen) Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hong Kong, Hungary, Ireland, Italy, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, and United States EUR
EPS (Stripe, Adyen) Australia, Austria, Belgium, Bulgaria, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hong Kong, Hungary, Ireland, Italy, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Roman Slovenia, Spain, Sweden, Switzerland, United Kingdom, and United States EUR
iDEAL (Stripe, Adyen) Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Greece, Hong Kong, Hungary, Ireland, Italy, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, United States EUR

Buy Now, Pay Later

Buy now, pay later (BNPL) options split a purchase into installments at checkout. BNPL transactions redirect customers to the provider to complete approval, then return them to your store. BNPL availability is country-specific. Add only the methods supported in the countries where your B2B Commerce store operates. This table shows supported countries and currencies for each BNPL option.

Payment Method (Gateway) Supported Countries Supported Currencies
Affirm (Stripe, Adyen) Canada and United States CAD and USD
Afterpay/Clearpay (Stripe, Adyen) Australia, Canada, New Zealand, United Kingdom, and United States AUD, CAD, EUR, GBP, NZD, and USD
Klarna (Stripe, Adyen) Australia, Austria, Belgium, Canada, Czechia, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Norway, Poland, Portugal, Romania, Spain, Sweden, Switzerland, United Kingdom, and United States AUD, CAD, CHF, CZK, DKK, EUR, GBP, NOK, NZD, PLN, RON, SEK, and USD